Gadget Insurance for all your devices
Our gadget insurance allows you to insure multiple devices, so you can rest easy that everything is covered.
Cover is provided for everything from smart phones, iPads, MacBooks, Laptops through to digital cameras, for a one-off single premium you can protect up to £2500 of gadgets.
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What does the insurance provide?
Gadget insurance provides cover for the following items within a single premium
Mobile phones, MacBooks, iPads, Tablets, Smart watches, Health and fitness gadgets or similar (e.g fitbit), Jawbone, GoPro, Headphones, Camcorder, MP3/iPod or similar, SatNav, Wireless speakers, Cameras, VR headset, eReader, Games consoles
Accidental Damage
If your gadget is damaged as the result of an accident or malicious damage it will be repaired. If your gadget cannot be economically repaired, it will be replaced.
Theft
If your gadget is stolen, it will be replaced. Where only part or parts of your gadget have been stolen, only that part or those specific parts will be replaced.
Accidental Loss
If you accidentally or unintentionally lose your mobile phone it will be replaced. No other type of gadget is insured for accidental loss.
Breakdown
If your gadget suffers electrical breakdown which occurs outside of the manufacturers guarantee, it will be repaired. If it cannot be repaired, it will be replaced. This cover is not available on laptops or computers.
Liquid Damage
If your gadget is damaged as a result of accidentally coming into contact with any liquid, it will be repaired. If it cannot be economically repaired, it will be replaced.
Fraudulent call cover
If your mobile phone is accidentally lost or stolen and is used fraudulently, you will be reimbursed for the costs upon receipt of your itemised bill up to the maximum value of £2500.
What is not insured
As with all insurance policies of this type there are limitations and certain things that are not covered. The most significant exclusions of this policy are laid out below. This is not exhaustive and other exclusions that are significant to you may apply, please check the policy wordings for full details.
Gadgets that are over 36 months old at the time of purchasing the policy.
Gadgets must be purchased in The United Kingdom of Great Britain & Northern Ireland, the Isle of Man, or the Channel Islands.
Proof of Usage; evidence from your network provider that a phone has been in use since policy inception and up to the point of a claim maybe requested.
An excess payment applies to all claims.
Loss of data or software.
Any loss of a SIM card.
Cover is subject to the terms and conditions of the policy. All premiums are inclusive of Insurance premium tax (IPT) which is 12%.