Why Rent Guarantee Matters More Than Ever in 2025

Why Letting Agents Should Prioritise Rent Guarantee Insurance in 2025. Especially with the Incoming Renters Reform Bill

In an ever-changing rental market, one thing remains constant: risk. For letting agents, protecting your landlords from the financial impact of rent arrears isn’t just good service, it’s critical. With the Renters Reform Bill on the horizon, Rent Guarantee Insurance is more important than ever.

What the Renters Reform Bill Means for Letting Agents

Described as the most significant reform to the private rental sector in a generation, the Renters Reform Bill aims to reshape the landlord-tenant relationship. Among its key proposals are:

• The end of Section 21 "no-fault" evictions

• A shift to open-ended tenancies

• Revised and more complex grounds for possession

• Increased accountability and regulation for agents and landlords

While these changes are intended to improve security for tenants, they also introduce more uncertainty and complexity for landlords, particularly when it comes to regaining possession of a property if rent isn’t being paid.

Why Rent Guarantee Insurance Is Now Essential

For letting agents, Rent Guarantee Insurance offers peace of mind for your landlords, covering missed rental payments and legal costs associated with evictions. As reforms come into effect, these protections will be even more crucial.

With the abolition of Section 21, landlords may have to rely on more limited and evidentiary-based grounds for possession. This could increase the time and cost involved in recovering lost rent, making upfront financial protection not just valuable, but vital.

Why More Letting Agents Are Choosing Us

While many providers have recently raised their premiums, often in response to increased claims linked to weaker referencing standards, we’ve kept our Rent Guarantee Insurance pricing consistently low.

By focusing on quality referencing and sensible underwriting, our model enables agents to offer landlords robust protection without the escalating costs others in the market are facing.

What you can expect:

• The most competitive pricing in the UK market

• Legal expenses included as standard

• Straightforward, reliable claims process

• Seamless integration with tenant referencing

• Clear, transparent terms — no hidden fees

Agents are turning to us not just for the cost-saving benefits, but because they want a stable, long-term solution that works for both them and their landlords.

Be Ready Before the Bill Becomes Law

The Renters Reform Bill is set to reshape the way the rental sector operates, and landlords will be looking to you for guidance and protection. Rent Guarantee Insurance provides exactly that, allowing you to strengthen your service offering while giving landlords confidence and peace of mind.

Offer Your Landlords the Protection They Deserve

Join hundreds of letting agents already using our service. Start offering the UK’s most affordable, agent-friendly Rent Guarantee Insurance today.